In The News

Jim and Mary, husband and wife, walked into a financial advisor’s office to ask about life insurance. They just found out Mary has late-stage cancer. Jim wanted to know if he could place a policy on his wife to cover costs associated with burial, household expenses, and mortgage payments. The couple had very little savings, […]

Catastrophe can strike at any time. How well protected are you? While insurance salespeople get a bad rap and are the butts of many jokes, insurance is a necessary evil. Insurance is like a firewall against catastrophic financial loss. With so many of us living paycheck-to-paycheck, we may be one illness, one layoff, one traffic […]

When most people think of a Health Savings Account (“HSA”), they see a tax-efficient way to pay for medical expenses. During their company’s annual enrollment window, they elect to contribute enough into the plan to cover the upcoming year’s out-of-pocket healthcare expenses. By contributing into the account, they reduce their federal, FICA, state and local […]

Why not life insurance?So, you have auto, home, health, and maybe even pet insurance. However, do you have, or have you considered life insurance? Whether you are single, a single parent, married, married with children, a stay-at-home parent, have a dependent with special needs, are a high-net-worth individual, or own a business, you may need […]

Not too long ago, I signed up for the new marriage, new house, and newborn extravaganza.  As many of you know, and I can certainly attest to now, it is quite the transition.  Times were a bit simpler before—pay your rent, go to work, brush your teeth at least twice a day, and look generally  […]

Being prepared for life’s unexpected events can be a daunting task that many often put on hold. One way to protect your family and their future is by purchasing insurance.  According to a March 2016 survey conducted by Life Happens, more than half (54%) of those surveyed viewed purchasing a life insurance policy as one […]

November is the ideal time to discuss long-term care with your financial advisor and learn how they can help you plan for a more secure future. At least 70% of people over the age of 65 will require some form of long-term care services and support during their lives.* If you are like most people, […]

September is Life Insurance Awareness Month (LIAM) and the perfect time to emphasize the importance of life insurance with your financial adviser. Life insurance is a simple answer to a very difficult question: How will my family manage financially when I die? Benefits of Life InsuranceLife insurance can provide powerful benefits. For instance, life insurance […]